Switzerland Country Guide
Your Complete Guide to Moving, Living & Working in Switzerland
Important: This guide provides essential relocation information for individuals and families moving to the Swiss Confederation. Switzerland is known for exceptional quality of life, world-leading healthcare, political stability, clean cities, and a strong economy driven by finance, pharmaceuticals, engineering and technology. Swiss residence permits, work authorisations, and administrative processes vary by canton, so always verify requirements with official Swiss authorities before relocating.
Home To Home Relocations assists clients across Toronto, the GTA and Ontario with international moves to Switzerland, including export packing, air and ocean shipping, customs documentation and final delivery to major cities such as Zurich, Geneva, Basel, Lausanne, Bern, Lucerne and Lugano.
1. Before You Move to Switzerland
1.1 Residence Permits & Immigration
Citizens of non-EU/non-EFTA countries generally require a residence permit to live or work in Switzerland. Immigration is managed at both federal and cantonal levels. Common permits include:
- Permit L – Short-term residence (usually up to 12 months)
- Permit B – Initial residence permit (renewable yearly or multi-year depending on canton)
- Permit C – Long-term settlement permit (eligible after several years of residence)
- Family reunification permits
- Student permits
Official information is available from:
1.2 Working in Switzerland
Work permits for non-EU/EFTA nationals are quota-based and often require employer sponsorship. High-demand fields include pharmaceuticals, banking, engineering, biotech, IT, hospitality and research.
1.3 Studying in Switzerland
Switzerland hosts world-class universities and research institutions such as ETH Zurich and EPFL. International students require a student residence permit and proof of financial means.
1.4 Housing & Accommodation
Housing in Switzerland can be competitive, particularly in Zurich, Geneva and Basel. Requirements may include:
- Proof of income or employment
- Residence permit or approval
- Security deposit (1–3 months’ rent)
- Private liability insurance (commonly required)
1.5 Banking & Finances
Switzerland uses the Swiss Franc (CHF). A local bank account is typically required for salary payments, deposits, insurance billing and rent.
1.6 Healthcare System
Switzerland has a mandatory health insurance system. All residents must obtain basic health insurance (LAMal/KVG) within 3 months of arrival.
1.7 Key Documents Before Departure
- Passport valid for duration of stay
- Visa/residence permit approval (if required)
- Employment contract or university acceptance
- Birth/marriage certificates for dependants
- Accommodation confirmation
- Proof of financial means
- Private health insurance coverage for initial period
2. Your First Weeks in Switzerland
2.1 Register at Your Local Municipality
All newcomers must register with their local town hall (Gemeinde / Commune) within 14 days of arrival. This begins the residence permit process.
2.2 Receive Your Swiss Residence Permit
Your biometric residence permit (L, B or C) is issued by your canton’s migration office.
2.3 Basic Health Insurance
You must choose a Swiss health insurance provider within 3 months. Coverage applies retroactively to your arrival date.
2.4 Opening a Bank Account
Most banks require identification, proof of residence and financial documentation. Major banks include UBS, Credit Suisse, Raiffeisen and cantonal banks.
3. Switzerland at a Glance
3.1 Geography & Regions
Switzerland is divided into 26 cantons, each with significant autonomy. Landscapes range from Alpine mountains to lakes, meadows and modern urban centres.
3.2 Politics & Economy
Switzerland is a federal republic with a unique system of direct democracy. The economy is highly advanced, focusing on finance, pharmaceuticals, precision engineering, tourism and research.
3.3 Climate & Weather
Switzerland has four seasons. Winters are cold with snowfall in the mountains; summers are warm and pleasant.
4. Why Many Canadians Choose Switzerland
- Exceptional safety, stability and cleanliness
- High salaries and strong job market in advanced industries
- World-class healthcare and infrastructure
- Outstanding quality of life and natural beauty
- Great location for European travel
5. Housing, Cost of Living & Daily Life
Switzerland has some of Europe’s highest living costs. Expect higher prices for rent, transportation, dining and healthcare. Life in Switzerland emphasises organisation, punctuality, personal responsibility and outdoor recreation.
- Utilities and heating can be expensive, especially in winter
- Waste disposal and recycling rules are strict and vary by canton
- Public transport passes (monthly or yearly) offer cost savings
- Many residents live in apartments rather than houses
6. Transportation & Getting Around
6.1 Public Transport
Switzerland is famous for its punctual and efficient public transportation network. Trains, trams, buses and boats are widely used across all regions.
6.2 Swiss Rail System
Run by SBB (Swiss Federal Railways), the national rail network is modern, comfortable and highly reliable.
6.3 Driving in Switzerland
Switzerland drives on the right-hand side. You may need to exchange your foreign licence after residence is established, depending on your country of origin.
7. Culture, Lifestyle & Places to Visit
7.1 Everyday Culture
- Cleanliness, punctuality and orderliness are highly valued
- Switzerland has four national languages: German, French, Italian and Romansh
- Outdoor activities such as skiing, hiking and cycling are central to daily life
- Work–life balance is an important cultural value
7.2 Cities & Attractions
- Zurich: Financial centre, museums, nightlife
- Geneva: International organisations and Lake Geneva
- Basel: Art, culture and pharmaceutical hub
- Lucerne: Historic old town and Lake Lucerne
- Interlaken & Jungfrau: Mountain sports and scenic landscapes